<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2024 Workiva-->
<!--r:bcf421df-a974-4eb4-8807-ff6edd4a72c2,g:51af074b-eb4a-49b5-a6ce-ddc244dee0e5-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.ncino.com/role/CONDENSEDCONSOLIDATEDBALANCESHEETS" xlink:type="simple" xlink:href="ncno-20241031.xsd#CONDENSEDCONSOLIDATEDBALANCESHEETS"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/CONDENSEDCONSOLIDATEDBALANCESHEETS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_46800fdd-f340-4f60-8bd5-eecad013c233" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_4e015c9a-ac61-42f0-87d9-161d144237c0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Liabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_46800fdd-f340-4f60-8bd5-eecad013c233" xlink:to="loc_us-gaap_Liabilities_4e015c9a-ac61-42f0-87d9-161d144237c0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_41a654a7-d047-45d2-8222-a274ad464f3b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_46800fdd-f340-4f60-8bd5-eecad013c233" xlink:to="loc_us-gaap_CommitmentsAndContingencies_41a654a7-d047-45d2-8222-a274ad464f3b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount_a31d9c04-cb97-42fb-a7d2-cb82b992c37f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_46800fdd-f340-4f60-8bd5-eecad013c233" xlink:to="loc_us-gaap_RedeemableNoncontrollingInterestEquityCarryingAmount_a31d9c04-cb97-42fb-a7d2-cb82b992c37f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_be610e36-e085-4b15-a065-21c0563933fa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_46800fdd-f340-4f60-8bd5-eecad013c233" xlink:to="loc_us-gaap_StockholdersEquity_be610e36-e085-4b15-a065-21c0563933fa" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_78281062-144f-4ce4-86d2-42362ef85fa6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Liabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_61179802-b705-420a-89ab-db6dcf5b7901" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_78281062-144f-4ce4-86d2-42362ef85fa6" xlink:to="loc_us-gaap_LiabilitiesCurrent_61179802-b705-420a-89ab-db6dcf5b7901" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_75100292-3e62-456a-972b-7ed6c4844ce2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseLiabilityNoncurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_78281062-144f-4ce4-86d2-42362ef85fa6" xlink:to="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_75100292-3e62-456a-972b-7ed6c4844ce2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilitiesNet_15d8eeaf-ffb7-451f-9a8e-01505004a8ab" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxLiabilitiesNet"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_78281062-144f-4ce4-86d2-42362ef85fa6" xlink:to="loc_us-gaap_DeferredIncomeTaxLiabilitiesNet_15d8eeaf-ffb7-451f-9a8e-01505004a8ab" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermLineOfCredit_13602a00-06b2-46c0-a4e3-e468a0ff61d4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermLineOfCredit"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_78281062-144f-4ce4-86d2-42362ef85fa6" xlink:to="loc_us-gaap_LongTermLineOfCredit_13602a00-06b2-46c0-a4e3-e468a0ff61d4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityNoncurrent_32f0bee9-36b9-49f0-a65e-0cff25e75e18" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLeaseLiabilityNoncurrent"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_78281062-144f-4ce4-86d2-42362ef85fa6" xlink:to="loc_us-gaap_FinanceLeaseLiabilityNoncurrent_32f0bee9-36b9-49f0-a65e-0cff25e75e18" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractWithCustomerLiabilityNoncurrent_7d49b1e6-fab9-4c8e-b4eb-9e2aef4eb9db" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ContractWithCustomerLiabilityNoncurrent"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_78281062-144f-4ce4-86d2-42362ef85fa6" xlink:to="loc_us-gaap_ContractWithCustomerLiabilityNoncurrent_7d49b1e6-fab9-4c8e-b4eb-9e2aef4eb9db" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_6f297c4a-6edc-4207-8206-f0c0fe3c089f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherLiabilitiesNoncurrent"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_78281062-144f-4ce4-86d2-42362ef85fa6" xlink:to="loc_us-gaap_OtherLiabilitiesNoncurrent_6f297c4a-6edc-4207-8206-f0c0fe3c089f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_b3246a7f-e5a4-43c8-be5c-0d8eb36256e2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Assets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_57e845fb-95ab-4ec8-8e4e-0d37a4908c28" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b3246a7f-e5a4-43c8-be5c-0d8eb36256e2" xlink:to="loc_us-gaap_AssetsCurrent_57e845fb-95ab-4ec8-8e4e-0d37a4908c28" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_6b292a39-5960-464e-af4f-84b3b2f71845" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b3246a7f-e5a4-43c8-be5c-0d8eb36256e2" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_6b292a39-5960-464e-af4f-84b3b2f71845" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_12ad3204-5055-4703-b80b-1892593c75b0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseRightOfUseAsset"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b3246a7f-e5a4-43c8-be5c-0d8eb36256e2" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAsset_12ad3204-5055-4703-b80b-1892593c75b0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalizedContractCostNetNoncurrent_7fcecbcf-cb56-49b7-bf76-6286786b33d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalizedContractCostNetNoncurrent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b3246a7f-e5a4-43c8-be5c-0d8eb36256e2" xlink:to="loc_us-gaap_CapitalizedContractCostNetNoncurrent_7fcecbcf-cb56-49b7-bf76-6286786b33d5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_20b5a849-5921-4619-bc50-66730c54b110" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Goodwill"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b3246a7f-e5a4-43c8-be5c-0d8eb36256e2" xlink:to="loc_us-gaap_Goodwill_20b5a849-5921-4619-bc50-66730c54b110" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_85597429-f7b8-4279-bfc4-95f4b3d131d2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b3246a7f-e5a4-43c8-be5c-0d8eb36256e2" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet_85597429-f7b8-4279-bfc4-95f4b3d131d2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermInvestments_4871a9a6-27a6-4057-819c-52425fb88fc7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermInvestments"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b3246a7f-e5a4-43c8-be5c-0d8eb36256e2" xlink:to="loc_us-gaap_LongTermInvestments_4871a9a6-27a6-4057-819c-52425fb88fc7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssetsNoncurrent_a61503d8-e97a-4bef-acdd-91dd4dcf76fb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PrepaidExpenseAndOtherAssetsNoncurrent"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b3246a7f-e5a4-43c8-be5c-0d8eb36256e2" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssetsNoncurrent_a61503d8-e97a-4bef-acdd-91dd4dcf76fb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_c7573ab7-ea0c-4a3f-b57e-a2998ceb25ec" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableCurrent_5c126fc9-6214-4711-b4fd-7ed12b1bcf59" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccountsPayableCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_c7573ab7-ea0c-4a3f-b57e-a2998ceb25ec" xlink:to="loc_us-gaap_AccountsPayableCurrent_5c126fc9-6214-4711-b4fd-7ed12b1bcf59" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeRelatedLiabilitiesCurrent_04e6115f-2803-472f-b13a-e240fb593d43" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeRelatedLiabilitiesCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_c7573ab7-ea0c-4a3f-b57e-a2998ceb25ec" xlink:to="loc_us-gaap_EmployeeRelatedLiabilitiesCurrent_04e6115f-2803-472f-b13a-e240fb593d43" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAccruedLiabilitiesCurrent_c696e4a8-2810-4d99-ae0a-33aa2578cbdb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherAccruedLiabilitiesCurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_c7573ab7-ea0c-4a3f-b57e-a2998ceb25ec" xlink:to="loc_us-gaap_OtherAccruedLiabilitiesCurrent_c696e4a8-2810-4d99-ae0a-33aa2578cbdb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractWithCustomerLiabilityCurrent_5637c5ed-c93e-42a0-bae7-9d098b64941c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ContractWithCustomerLiabilityCurrent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_c7573ab7-ea0c-4a3f-b57e-a2998ceb25ec" xlink:to="loc_us-gaap_ContractWithCustomerLiabilityCurrent_5637c5ed-c93e-42a0-bae7-9d098b64941c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityCurrent_d3457512-b01e-41ae-97b6-609b88006fe8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLeaseLiabilityCurrent"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_c7573ab7-ea0c-4a3f-b57e-a2998ceb25ec" xlink:to="loc_us-gaap_FinanceLeaseLiabilityCurrent_d3457512-b01e-41ae-97b6-609b88006fe8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityCurrent_e534d77b-427c-45eb-b6ea-aad4aea80beb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseLiabilityCurrent"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_c7573ab7-ea0c-4a3f-b57e-a2998ceb25ec" xlink:to="loc_us-gaap_OperatingLeaseLiabilityCurrent_e534d77b-427c-45eb-b6ea-aad4aea80beb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_0bb739c4-8d27-40ca-b7c5-435ad284f64f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockValue_27c5e266-9019-4985-94e9-5de6c2430c00" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_0bb739c4-8d27-40ca-b7c5-435ad284f64f" xlink:to="loc_us-gaap_PreferredStockValue_27c5e266-9019-4985-94e9-5de6c2430c00" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_0bfc336e-0a89-4e43-85b4-62bc617ecfe9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockValue"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_0bb739c4-8d27-40ca-b7c5-435ad284f64f" xlink:to="loc_us-gaap_CommonStockValue_0bfc336e-0a89-4e43-85b4-62bc617ecfe9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_37ad05a3-c031-438b-a46e-e1f5ca4dbe01" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_0bb739c4-8d27-40ca-b7c5-435ad284f64f" xlink:to="loc_us-gaap_AdditionalPaidInCapital_37ad05a3-c031-438b-a46e-e1f5ca4dbe01" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_32840b16-08a8-4dc1-b7a1-855ea46d06f2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_0bb739c4-8d27-40ca-b7c5-435ad284f64f" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_32840b16-08a8-4dc1-b7a1-855ea46d06f2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_a3f8e579-ffea-4c21-ac8b-1068b90f07bc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_0bb739c4-8d27-40ca-b7c5-435ad284f64f" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_a3f8e579-ffea-4c21-ac8b-1068b90f07bc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_d6699c7b-ea6e-4d5c-8c17-4a1aba1e990c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_7a063e43-72a8-4a3a-bed7-6f88110cffd4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_d6699c7b-ea6e-4d5c-8c17-4a1aba1e990c" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_7a063e43-72a8-4a3a-bed7-6f88110cffd4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNetCurrent_39959d69-0425-49b4-afd6-769b2cf7b0b1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccountsReceivableNetCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_d6699c7b-ea6e-4d5c-8c17-4a1aba1e990c" xlink:to="loc_us-gaap_AccountsReceivableNetCurrent_39959d69-0425-49b4-afd6-769b2cf7b0b1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalizedContractCostNetCurrent_a11d1e8e-9cc5-4922-b527-ac198ba8bcae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalizedContractCostNetCurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_d6699c7b-ea6e-4d5c-8c17-4a1aba1e990c" xlink:to="loc_us-gaap_CapitalizedContractCostNetCurrent_a11d1e8e-9cc5-4922-b527-ac198ba8bcae" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_11dd9466-74f5-4f91-87cf-8181d8795400" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PrepaidExpenseAndOtherAssetsCurrent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_d6699c7b-ea6e-4d5c-8c17-4a1aba1e990c" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_11dd9466-74f5-4f91-87cf-8181d8795400" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONS" xlink:type="simple" xlink:href="ncno-20241031.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONS"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_9a4fe9d8-bde8-4c34-af7b-f4817e716df8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GrossProfit_7c70281b-ef57-4684-b078-e9c013060abf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GrossProfit"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingIncomeLoss_9a4fe9d8-bde8-4c34-af7b-f4817e716df8" xlink:to="loc_us-gaap_GrossProfit_7c70281b-ef57-4684-b078-e9c013060abf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_f8f1c04b-1742-41d0-9cf5-339fff0c6718" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingExpenses"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingIncomeLoss_9a4fe9d8-bde8-4c34-af7b-f4817e716df8" xlink:to="loc_us-gaap_OperatingExpenses_f8f1c04b-1742-41d0-9cf5-339fff0c6718" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_b56be34c-8123-4885-934a-3aa39e07da99" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_d89796f5-0e46-47a8-a941-df7225617ea9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProfitLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_b56be34c-8123-4885-934a-3aa39e07da99" xlink:to="loc_us-gaap_ProfitLoss_d89796f5-0e46-47a8-a941-df7225617ea9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAttributableToRedeemableNoncontrollingInterest_d810682e-eda4-42ff-9b43-2bf51492f335" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLossAttributableToRedeemableNoncontrollingInterest"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_b56be34c-8123-4885-934a-3aa39e07da99" xlink:to="loc_us-gaap_NetIncomeLossAttributableToRedeemableNoncontrollingInterest_d810682e-eda4-42ff-9b43-2bf51492f335" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_NetIncomeLossAdjustmentsToRedeemableNoncontrollingInterest_1e140d2a-00f2-4721-8a5c-01d444df318a" xlink:href="ncno-20241031.xsd#ncno_NetIncomeLossAdjustmentsToRedeemableNoncontrollingInterest"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_b56be34c-8123-4885-934a-3aa39e07da99" xlink:to="loc_ncno_NetIncomeLossAdjustmentsToRedeemableNoncontrollingInterest_1e140d2a-00f2-4721-8a5c-01d444df318a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_7b205a1e-3aba-4f97-8954-4f159762a812" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingExpenses"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SellingAndMarketingExpense_fbdea668-a176-4351-b381-e73904c12c20" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SellingAndMarketingExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_7b205a1e-3aba-4f97-8954-4f159762a812" xlink:to="loc_us-gaap_SellingAndMarketingExpense_fbdea668-a176-4351-b381-e73904c12c20" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ResearchAndDevelopmentExpense_806e98ef-8313-42f0-afed-53effc2d18ad" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ResearchAndDevelopmentExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_7b205a1e-3aba-4f97-8954-4f159762a812" xlink:to="loc_us-gaap_ResearchAndDevelopmentExpense_806e98ef-8313-42f0-afed-53effc2d18ad" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_d905db37-b65b-45f6-ba42-aa0f0f293f3c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_7b205a1e-3aba-4f97-8954-4f159762a812" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_d905db37-b65b-45f6-ba42-aa0f0f293f3c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GrossProfit_65077c40-8863-425c-8903-23960a95d016" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GrossProfit"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_93d36fe6-1d27-4875-bf04-3c54756757fc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_GrossProfit_65077c40-8863-425c-8903-23960a95d016" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_93d36fe6-1d27-4875-bf04-3c54756757fc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostOfGoodsAndServicesSold_b44c9977-3abb-40d2-8b5b-50cf1e8919a5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CostOfGoodsAndServicesSold"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_GrossProfit_65077c40-8863-425c-8903-23960a95d016" xlink:to="loc_us-gaap_CostOfGoodsAndServicesSold_b44c9977-3abb-40d2-8b5b-50cf1e8919a5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossIncludingPortionAttributableToNoncontrollingInterest_00b13a6d-d79e-4988-a0b1-d8a5953c4428" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_37ef76a9-cb32-4cc5-ae22-27635e370335" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossIncludingPortionAttributableToNoncontrollingInterest_00b13a6d-d79e-4988-a0b1-d8a5953c4428" xlink:to="loc_us-gaap_OperatingIncomeLoss_37ef76a9-cb32-4cc5-ae22-27635e370335" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeInterest_4a103f3e-9478-4961-86c4-0d826ca2eb1d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentIncomeInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossIncludingPortionAttributableToNoncontrollingInterest_00b13a6d-d79e-4988-a0b1-d8a5953c4428" xlink:to="loc_us-gaap_InvestmentIncomeInterest_4a103f3e-9478-4961-86c4-0d826ca2eb1d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseNonoperating_f545ac8d-6ace-4a04-b121-da8f912ab5bc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseNonoperating"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossIncludingPortionAttributableToNoncontrollingInterest_00b13a6d-d79e-4988-a0b1-d8a5953c4428" xlink:to="loc_us-gaap_InterestExpenseNonoperating_f545ac8d-6ace-4a04-b121-da8f912ab5bc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNonoperatingIncomeExpense_11aca510-8e08-4ca7-a643-1e787796c3ee" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherNonoperatingIncomeExpense"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossIncludingPortionAttributableToNoncontrollingInterest_00b13a6d-d79e-4988-a0b1-d8a5953c4428" xlink:to="loc_us-gaap_OtherNonoperatingIncomeExpense_11aca510-8e08-4ca7-a643-1e787796c3ee" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_11153035-f69b-40c4-a45c-7acf01a45c89" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProfitLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossIncludingPortionAttributableToNoncontrollingInterest_416a193f-100a-45e0-9bd3-33c4581e212e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ProfitLoss_11153035-f69b-40c4-a45c-7acf01a45c89" xlink:to="loc_us-gaap_IncomeLossIncludingPortionAttributableToNoncontrollingInterest_416a193f-100a-45e0-9bd3-33c4581e212e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_ab42c5d5-06fe-4b72-ae18-2e8e8dda3ca2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ProfitLoss_11153035-f69b-40c4-a45c-7acf01a45c89" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_ab42c5d5-06fe-4b72-ae18-2e8e8dda3ca2" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCOMPREHENSIVELOSS" xlink:type="simple" xlink:href="ncno-20241031.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFCOMPREHENSIVELOSS"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCOMPREHENSIVELOSS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_8e34390f-a3eb-4ff2-8a4b-e4059b8a94d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_a5b5cab3-b3a6-49c0-9562-a9beacd60b36" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_8e34390f-a3eb-4ff2-8a4b-e4059b8a94d5" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_a5b5cab3-b3a6-49c0-9562-a9beacd60b36" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToNoncontrollingInterest_29e5774c-9fac-4bcd-a113-9cf219d1a89d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_8e34390f-a3eb-4ff2-8a4b-e4059b8a94d5" xlink:to="loc_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToNoncontrollingInterest_29e5774c-9fac-4bcd-a113-9cf219d1a89d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_46409bbb-fc45-46d0-aa27-fd63bb66c989" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_c1c78323-2074-4cb8-afe8-6b06c1e145bf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_46409bbb-fc45-46d0-aa27-fd63bb66c989" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_c1c78323-2074-4cb8-afe8-6b06c1e145bf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_268d3712-c320-4d68-8ddb-796a6f5794cf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_46409bbb-fc45-46d0-aa27-fd63bb66c989" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_268d3712-c320-4d68-8ddb-796a6f5794cf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_35981675-1710-4e3a-a933-74a548d2c590" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_fc5a6cc2-65f1-4383-b0db-c862a0e1a574" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_35981675-1710-4e3a-a933-74a548d2c590" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_fc5a6cc2-65f1-4383-b0db-c862a0e1a574" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_b64a26b7-4568-4f4b-b621-52dc7165b5fa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_85fb6d73-3d96-4b4c-88d0-147cc1f1c249" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProfitLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_b64a26b7-4568-4f4b-b621-52dc7165b5fa" xlink:to="loc_us-gaap_ProfitLoss_85fb6d73-3d96-4b4c-88d0-147cc1f1c249" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_c44207d9-d54f-4309-a500-9187078f6f4c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_b64a26b7-4568-4f4b-b621-52dc7165b5fa" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_c44207d9-d54f-4309-a500-9187078f6f4c" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="simple" xlink:href="ncno-20241031.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWS"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_6c1418dd-272b-45a4-8fe5-0787704d25ca" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_abcc8ecf-449c-4a44-b7b0-2f0f63b5b385" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_6c1418dd-272b-45a4-8fe5-0787704d25ca" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_abcc8ecf-449c-4a44-b7b0-2f0f63b5b385" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_664ab97e-91a6-49c1-8972-468c948b0ce8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_6c1418dd-272b-45a4-8fe5-0787704d25ca" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_664ab97e-91a6-49c1-8972-468c948b0ce8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ce13f1bc-a16b-47fc-8af2-279e47e0ded3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_6c1418dd-272b-45a4-8fe5-0787704d25ca" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_ce13f1bc-a16b-47fc-8af2-279e47e0ded3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_60caad46-4933-4d2b-8b36-3c2703f60a78" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_6c1418dd-272b-45a4-8fe5-0787704d25ca" xlink:to="loc_us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_60caad46-4933-4d2b-8b36-3c2703f60a78" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_c6d2c218-9d65-46c4-be71-0baa5a65d78e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_NetIncomeLossAttributableToRedeemableNoncontrollingInterestNetOfAdjustment_36325da2-0e88-43e8-8d6b-7960ab7edcd0" xlink:href="ncno-20241031.xsd#ncno_NetIncomeLossAttributableToRedeemableNoncontrollingInterestNetOfAdjustment"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_c6d2c218-9d65-46c4-be71-0baa5a65d78e" xlink:to="loc_ncno_NetIncomeLossAttributableToRedeemableNoncontrollingInterestNetOfAdjustment_36325da2-0e88-43e8-8d6b-7960ab7edcd0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_bc4a70e9-c873-4470-aee1-cb50699d5016" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProfitLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_c6d2c218-9d65-46c4-be71-0baa5a65d78e" xlink:to="loc_us-gaap_ProfitLoss_bc4a70e9-c873-4470-aee1-cb50699d5016" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_47a56456-ce61-479d-bbc1-9079ae5261a0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsNoncurrent_cb451ad3-fd4b-462d-a233-58fffe26da0a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedCashAndCashEquivalentsNoncurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_47a56456-ce61-479d-bbc1-9079ae5261a0" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsNoncurrent_cb451ad3-fd4b-462d-a233-58fffe26da0a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue_2a082477-7afb-42fa-b058-e4c84862c091" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_47a56456-ce61-479d-bbc1-9079ae5261a0" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue_2a082477-7afb-42fa-b058-e4c84862c091" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_5a34cf2d-52ed-4a4d-83f0-f20a51f5a81a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_47a56456-ce61-479d-bbc1-9079ae5261a0" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_5a34cf2d-52ed-4a4d-83f0-f20a51f5a81a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalizedContractCostAmortization_a6c82f5c-391b-482a-bc56-2de408de9ccf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalizedContractCostAmortization"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_us-gaap_CapitalizedContractCostAmortization_a6c82f5c-391b-482a-bc56-2de408de9ccf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_OperatingLeaseCostsNonCash_ca8d5658-eb58-4884-ad9c-2dece8cc017a" xlink:href="ncno-20241031.xsd#ncno_OperatingLeaseCostsNonCash"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_ncno_OperatingLeaseCostsNonCash_ca8d5658-eb58-4884-ad9c-2dece8cc017a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForeignCurrencyTransactionGainLossUnrealized_e9c7ee9e-cbdf-4ab9-a9c0-e8e1faac5e83" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ForeignCurrencyTransactionGainLossUnrealized"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_us-gaap_ForeignCurrencyTransactionGainLossUnrealized_e9c7ee9e-cbdf-4ab9-a9c0-e8e1faac5e83" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization_8a176110-1e61-4c10-9f64-167779bc9b96" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepreciationDepletionAndAmortization"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_us-gaap_DepreciationDepletionAndAmortization_8a176110-1e61-4c10-9f64-167779bc9b96" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfFinancingCosts_7bec6f44-9a11-4383-a744-26e74d87e431" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AmortizationOfFinancingCosts"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_us-gaap_AmortizationOfFinancingCosts_7bec6f44-9a11-4383-a744-26e74d87e431" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_IncreaseDecreaseInOperatingLeasePayments_67899554-5dd2-4bd7-9e66-c562d4d1fca5" xlink:href="ncno-20241031.xsd#ncno_IncreaseDecreaseInOperatingLeasePayments"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_ncno_IncreaseDecreaseInOperatingLeasePayments_67899554-5dd2-4bd7-9e66-c562d4d1fca5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_512eb3c4-a55b-44f9-afb1-fbc785e0e3bd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_512eb3c4-a55b-44f9-afb1-fbc785e0e3bd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_50ecd09c-cacc-4299-a3d6-58a94df3b73e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_50ecd09c-cacc-4299-a3d6-58a94df3b73e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_IncreaseDecreaseInAccruedExpensesAndOtherCurrentLiabilities_37a0074f-eda3-4c0b-af3f-e58936e450f2" xlink:href="ncno-20241031.xsd#ncno_IncreaseDecreaseInAccruedExpensesAndOtherCurrentLiabilities"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_ncno_IncreaseDecreaseInAccruedExpensesAndOtherCurrentLiabilities_37a0074f-eda3-4c0b-af3f-e58936e450f2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProvisionForDoubtfulAccounts_9d103cb6-cd06-4c8b-93b4-c8d16ebebf6e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProvisionForDoubtfulAccounts"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_us-gaap_ProvisionForDoubtfulAccounts_9d103cb6-cd06-4c8b-93b4-c8d16ebebf6e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_8a874b37-a978-4455-9ad0-e596c013e8b7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"/>
    <link:calculationArc order="11" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_8a874b37-a978-4455-9ad0-e596c013e8b7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_fc7f4f55-f69d-491b-a3ab-0ed2d8d878b1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensation"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_us-gaap_ShareBasedCompensation_fc7f4f55-f69d-491b-a3ab-0ed2d8d878b1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_ec9ae659-b6a6-4fcd-9e7e-20011d61ee4e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProfitLoss"/>
    <link:calculationArc order="13" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_us-gaap_ProfitLoss_ec9ae659-b6a6-4fcd-9e7e-20011d61ee4e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInContractWithCustomerLiability_c5140a51-4c2c-4479-a61f-0167b2c55985" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInContractWithCustomerLiability"/>
    <link:calculationArc order="14" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_us-gaap_IncreaseDecreaseInContractWithCustomerLiability_c5140a51-4c2c-4479-a61f-0167b2c55985" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_IncreaseDecreaseInCostsToObtainContracts_a6bb652c-ff2e-4681-8a74-e3539dd48910" xlink:href="ncno-20241031.xsd#ncno_IncreaseDecreaseInCostsToObtainContracts"/>
    <link:calculationArc order="15" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_ncno_IncreaseDecreaseInCostsToObtainContracts_a6bb652c-ff2e-4681-8a74-e3539dd48910" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_4bf3baa0-df91-4198-9c37-81984244cb9e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable"/>
    <link:calculationArc order="16" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_4bf3baa0-df91-4198-9c37-81984244cb9e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_0c23fcfb-9205-4bf6-b246-95b8241ae83e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment"/>
    <link:calculationArc order="17" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_b4b487a4-89da-4c30-99e4-5034320429dd" xlink:to="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_0c23fcfb-9205-4bf6-b246-95b8241ae83e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_dbf92b46-0596-4c8e-8e2d-7beb63d1f4c7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_157d8b3d-0872-4f6f-934a-f6fd698ba8f3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_dbf92b46-0596-4c8e-8e2d-7beb63d1f4c7" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_157d8b3d-0872-4f6f-934a-f6fd698ba8f3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireIntangibleAssets_231f6586-cf54-49d3-bd6e-b2d660a132e1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireIntangibleAssets"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_dbf92b46-0596-4c8e-8e2d-7beb63d1f4c7" xlink:to="loc_us-gaap_PaymentsToAcquireIntangibleAssets_231f6586-cf54-49d3-bd6e-b2d660a132e1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_cd12f80d-b440-4623-a37e-e98847bae3c6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_dbf92b46-0596-4c8e-8e2d-7beb63d1f4c7" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_cd12f80d-b440-4623-a37e-e98847bae3c6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireInvestments_bdfeccb6-e2f8-45ce-ba22-a8fe9e223288" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireInvestments"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_dbf92b46-0596-4c8e-8e2d-7beb63d1f4c7" xlink:to="loc_us-gaap_PaymentsToAcquireInvestments_bdfeccb6-e2f8-45ce-ba22-a8fe9e223288" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_d6240a54-9a2c-417d-b2e5-94e486ee1c91" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeasePrincipalPayments_ee81e962-d1e7-4601-a5cf-8f0bdd176006" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLeasePrincipalPayments"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_d6240a54-9a2c-417d-b2e5-94e486ee1c91" xlink:to="loc_us-gaap_FinanceLeasePrincipalPayments_ee81e962-d1e7-4601-a5cf-8f0bdd176006" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfLinesOfCredit_add275b1-d18e-4e82-8b3a-dbd85c6abfdc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RepaymentsOfLinesOfCredit"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_d6240a54-9a2c-417d-b2e5-94e486ee1c91" xlink:to="loc_us-gaap_RepaymentsOfLinesOfCredit_add275b1-d18e-4e82-8b3a-dbd85c6abfdc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_7118b3d6-230c-4100-8b06-e5745d92acbc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_d6240a54-9a2c-417d-b2e5-94e486ee1c91" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_7118b3d6-230c-4100-8b06-e5745d92acbc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockPlans_435c53dd-b2c5-4c78-895c-3964da763857" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromStockPlans"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_d6240a54-9a2c-417d-b2e5-94e486ee1c91" xlink:to="loc_us-gaap_ProceedsFromStockPlans_435c53dd-b2c5-4c78-895c-3964da763857" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromLinesOfCredit_056cd009-adf6-4412-a989-393caafdee24" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromLinesOfCredit"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_d6240a54-9a2c-417d-b2e5-94e486ee1c91" xlink:to="loc_us-gaap_ProceedsFromLinesOfCredit_056cd009-adf6-4412-a989-393caafdee24" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDebtIssuanceCosts_eda15232-fbe0-43fc-9fc8-f09075bf0113" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsOfDebtIssuanceCosts"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_d6240a54-9a2c-417d-b2e5-94e486ee1c91" xlink:to="loc_us-gaap_PaymentsOfDebtIssuanceCosts_eda15232-fbe0-43fc-9fc8-f09075bf0113" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMinorityShareholders_2eda79cf-57ec-45a4-a3bd-5a6669e861dc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromMinorityShareholders"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_d6240a54-9a2c-417d-b2e5-94e486ee1c91" xlink:to="loc_us-gaap_ProceedsFromMinorityShareholders_2eda79cf-57ec-45a4-a3bd-5a6669e861dc" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/FairValueMeasurementsDetails" xlink:type="simple" xlink:href="ncno-20241031.xsd#FairValueMeasurementsDetails"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/FairValueMeasurementsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_1e6f078b-6367-436a-8c86-a12ad4b1292f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsFairValueDisclosure_28d48a73-468c-4bc4-83ab-709642d34a98" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherAssetsFairValueDisclosure"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_1e6f078b-6367-436a-8c86-a12ad4b1292f" xlink:to="loc_us-gaap_OtherAssetsFairValueDisclosure_28d48a73-468c-4bc4-83ab-709642d34a98" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_f107fa36-ad17-4b4b-a3fe-16e4fa91a303" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_1e6f078b-6367-436a-8c86-a12ad4b1292f" xlink:to="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_f107fa36-ad17-4b4b-a3fe-16e4fa91a303" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/RevenuesAccountsReceivableLessAllowanceforDoubtfulAccountsDetails" xlink:type="simple" xlink:href="ncno-20241031.xsd#RevenuesAccountsReceivableLessAllowanceforDoubtfulAccountsDetails"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/RevenuesAccountsReceivableLessAllowanceforDoubtfulAccountsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNetCurrent_12dd0719-8845-4bf5-a0ce-3111adb2941b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccountsReceivableNetCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableGrossCurrent_3716e172-e348-49b0-9964-b559be012683" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccountsReceivableGrossCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNetCurrent_12dd0719-8845-4bf5-a0ce-3111adb2941b" xlink:to="loc_us-gaap_AccountsReceivableGrossCurrent_3716e172-e348-49b0-9964-b559be012683" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnbilledReceivablesCurrent_bd12a03c-0422-47d3-946f-b150e0f44467" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_UnbilledReceivablesCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNetCurrent_12dd0719-8845-4bf5-a0ce-3111adb2941b" xlink:to="loc_us-gaap_UnbilledReceivablesCurrent_bd12a03c-0422-47d3-946f-b150e0f44467" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent_119c6f87-e0a4-42ae-9199-72c4fbbf9ea4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNetCurrent_12dd0719-8845-4bf5-a0ce-3111adb2941b" xlink:to="loc_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent_119c6f87-e0a4-42ae-9199-72c4fbbf9ea4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherReceivablesNetCurrent_f1527baa-2a84-4f84-9144-77aa11c59e35" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherReceivablesNetCurrent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNetCurrent_12dd0719-8845-4bf5-a0ce-3111adb2941b" xlink:to="loc_us-gaap_OtherReceivablesNetCurrent_f1527baa-2a84-4f84-9144-77aa11c59e35" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/PropertyandEquipmentPropertyandEquipmentnetDetails" xlink:type="simple" xlink:href="ncno-20241031.xsd#PropertyandEquipmentPropertyandEquipmentnetDetails"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/PropertyandEquipmentPropertyandEquipmentnetDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_6822c1e2-7d1b-4c6b-bccd-39c5eb8fcbd4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_ea9026a3-9fe0-4d6c-80c3-9a2805b69933" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentGross"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_6822c1e2-7d1b-4c6b-bccd-39c5eb8fcbd4" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_ea9026a3-9fe0-4d6c-80c3-9a2805b69933" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_a4f09736-878c-452d-a4c1-183d67fe57af" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_6822c1e2-7d1b-4c6b-bccd-39c5eb8fcbd4" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_a4f09736-878c-452d-a4c1-183d67fe57af" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/PropertyandEquipmentDepreciationExpenseDetails" xlink:type="simple" xlink:href="ncno-20241031.xsd#PropertyandEquipmentDepreciationExpenseDetails"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/PropertyandEquipmentDepreciationExpenseDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Depreciation_c867b897-8941-483d-a3fc-fd82049a7256" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Depreciation"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationNonproduction_1413d01f-58be-4614-9ebb-b96a4907e570" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepreciationNonproduction"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Depreciation_c867b897-8941-483d-a3fc-fd82049a7256" xlink:to="loc_us-gaap_DepreciationNonproduction_1413d01f-58be-4614-9ebb-b96a4907e570" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostOfGoodsAndServicesSoldDepreciation_cc614669-6af0-492c-b645-0b7ed3a8910b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CostOfGoodsAndServicesSoldDepreciation"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Depreciation_c867b897-8941-483d-a3fc-fd82049a7256" xlink:to="loc_us-gaap_CostOfGoodsAndServicesSoldDepreciation_cc614669-6af0-492c-b645-0b7ed3a8910b" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/BusinessCombinationsSummaryOfNetAssetsAcquiredDetails" xlink:type="simple" xlink:href="ncno-20241031.xsd#BusinessCombinationsSummaryOfNetAssetsAcquiredDetails"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/BusinessCombinationsSummaryOfNetAssetsAcquiredDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet_8c6f99fa-2280-451c-8dda-59bd42b5fe93" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherAssets_f2b7b48e-bb2b-42e9-a046-b88a5892d576" xlink:href="ncno-20241031.xsd#ncno_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherAssets"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet_8c6f99fa-2280-451c-8dda-59bd42b5fe93" xlink:to="loc_ncno_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherAssets_f2b7b48e-bb2b-42e9-a046-b88a5892d576" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsReceivables_aa580b4b-ddcb-45f3-926b-40d415311a5e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsReceivables"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet_8c6f99fa-2280-451c-8dda-59bd42b5fe93" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsReceivables_aa580b4b-ddcb-45f3-926b-40d415311a5e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCapitalLeaseObligation_acea7b27-4bf2-42d1-9e30-1c47f92d6e0c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCapitalLeaseObligation"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet_8c6f99fa-2280-451c-8dda-59bd42b5fe93" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCapitalLeaseObligation_acea7b27-4bf2-42d1-9e30-1c47f92d6e0c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseRightOfUseAssetsNet_ef2fb308-23e4-43ad-b972-289c8f74a45e" xlink:href="ncno-20241031.xsd#ncno_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseRightOfUseAssetsNet"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet_8c6f99fa-2280-451c-8dda-59bd42b5fe93" xlink:to="loc_ncno_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseRightOfUseAssetsNet_ef2fb308-23e4-43ad-b972-289c8f74a45e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_f73be161-45d9-4149-856d-e65113397fb9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Goodwill"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet_8c6f99fa-2280-451c-8dda-59bd42b5fe93" xlink:to="loc_us-gaap_Goodwill_f73be161-45d9-4149-856d-e65113397fb9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccountsPayableAccruedExpensesAndOtherCurrentAndNoncurrentLiabilities_0e1717b8-bbe8-43b1-b0ad-29f997f77850" xlink:href="ncno-20241031.xsd#ncno_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccountsPayableAccruedExpensesAndOtherCurrentAndNoncurrentLiabilities"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet_8c6f99fa-2280-451c-8dda-59bd42b5fe93" xlink:to="loc_ncno_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccountsPayableAccruedExpensesAndOtherCurrentAndNoncurrentLiabilities_0e1717b8-bbe8-43b1-b0ad-29f997f77850" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeferredTaxLiabilities_b0b7925f-adcf-4f8a-b2bb-4628704a61ab" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeferredTaxLiabilities"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet_8c6f99fa-2280-451c-8dda-59bd42b5fe93" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeferredTaxLiabilities_b0b7925f-adcf-4f8a-b2bb-4628704a61ab" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_1df78668-5d3e-4d55-97ec-117eeffdaa58" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet_8c6f99fa-2280-451c-8dda-59bd42b5fe93" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_1df78668-5d3e-4d55-97ec-117eeffdaa58" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesDeferredRevenue_34f14e18-53ff-4405-88a3-2561c40ae405" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesDeferredRevenue"/>
    <link:calculationArc order="9" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet_8c6f99fa-2280-451c-8dda-59bd42b5fe93" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesDeferredRevenue_34f14e18-53ff-4405-88a3-2561c40ae405" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_ead13af3-33c0-49be-82b3-7e013690dfac" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet_8c6f99fa-2280-451c-8dda-59bd42b5fe93" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_ead13af3-33c0-49be-82b3-7e013690dfac" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/GoodwillandIntangibleAssetsScheduleofIntangibleAssetsDetails" xlink:type="simple" xlink:href="ncno-20241031.xsd#GoodwillandIntangibleAssetsScheduleofIntangibleAssetsDetails"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/GoodwillandIntangibleAssetsScheduleofIntangibleAssetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_35ef6c1b-2888-489c-a5a1-5161a82a0d63" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsGross_61d8abce-7149-4d71-afb8-83dbe9d2192b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsGross"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_35ef6c1b-2888-489c-a5a1-5161a82a0d63" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsGross_61d8abce-7149-4d71-afb8-83dbe9d2192b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_b1906f62-a03e-4a7a-926e-e492812223c6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_35ef6c1b-2888-489c-a5a1-5161a82a0d63" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_b1906f62-a03e-4a7a-926e-e492812223c6" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/GoodwillandIntangibleAssetsExpectedFutureAmortizationExpenseDetails" xlink:type="simple" xlink:href="ncno-20241031.xsd#GoodwillandIntangibleAssetsExpectedFutureAmortizationExpenseDetails"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/GoodwillandIntangibleAssetsExpectedFutureAmortizationExpenseDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_cb07c620-0dcb-4c26-8c47-3cd8c1c4a1a0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_56f70cc5-95ae-42fd-b351-dfef4535d80c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_cb07c620-0dcb-4c26-8c47-3cd8c1c4a1a0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_56f70cc5-95ae-42fd-b351-dfef4535d80c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_f637867f-65a5-46f1-a233-4442dd281d88" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_cb07c620-0dcb-4c26-8c47-3cd8c1c4a1a0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_f637867f-65a5-46f1-a233-4442dd281d88" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear_86c7b897-7550-470c-83ec-41531e604f94" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_cb07c620-0dcb-4c26-8c47-3cd8c1c4a1a0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear_86c7b897-7550-470c-83ec-41531e604f94" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_b15d722e-b835-4e1a-b607-885affd19e4b" xlink:href="ncno-20241031.xsd#ncno_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_cb07c620-0dcb-4c26-8c47-3cd8c1c4a1a0" xlink:to="loc_ncno_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_b15d722e-b835-4e1a-b607-885affd19e4b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_4c2e6a62-25d4-458c-ab42-d160a269b553" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_cb07c620-0dcb-4c26-8c47-3cd8c1c4a1a0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_4c2e6a62-25d4-458c-ab42-d160a269b553" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_bb0065f2-931e-4cbe-a4a6-bebf417eed6e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_cb07c620-0dcb-4c26-8c47-3cd8c1c4a1a0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_bb0065f2-931e-4cbe-a4a6-bebf417eed6e" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/LeasesComponentsofLeaseExpenseDetails" xlink:type="simple" xlink:href="ncno-20241031.xsd#LeasesComponentsofLeaseExpenseDetails"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/LeasesComponentsofLeaseExpenseDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeaseCost_8f6db1d1-2421-4d9c-b49f-430ed0148d3a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LeaseCost"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseCost_b2714672-05a8-4439-8e77-9b16d2dc1084" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseCost"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_8f6db1d1-2421-4d9c-b49f-430ed0148d3a" xlink:to="loc_us-gaap_OperatingLeaseCost_b2714672-05a8-4439-8e77-9b16d2dc1084" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermLeaseCost_1a2f82a4-4d9e-4272-a144-3a9608e323f5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShortTermLeaseCost"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_8f6db1d1-2421-4d9c-b49f-430ed0148d3a" xlink:to="loc_us-gaap_ShortTermLeaseCost_1a2f82a4-4d9e-4272-a144-3a9608e323f5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableLeaseCost_abdc8560-09cf-4734-ac78-367774d5408d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_VariableLeaseCost"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_8f6db1d1-2421-4d9c-b49f-430ed0148d3a" xlink:to="loc_us-gaap_VariableLeaseCost_abdc8560-09cf-4734-ac78-367774d5408d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubleaseIncome_92b68a60-5afc-4b19-bfee-f1bc9dfe0903" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubleaseIncome"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_8f6db1d1-2421-4d9c-b49f-430ed0148d3a" xlink:to="loc_us-gaap_SubleaseIncome_92b68a60-5afc-4b19-bfee-f1bc9dfe0903" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/LeasesFutureMinimumLeasePaymentsDetails" xlink:type="simple" xlink:href="ncno-20241031.xsd#LeasesFutureMinimumLeasePaymentsDetails"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/LeasesFutureMinimumLeasePaymentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_f665376e-a02f-4b4f-b8dd-8c2a2b1b1094" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_7591549e-bc86-471a-8c23-9d175fa72471" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_f665376e-a02f-4b4f-b8dd-8c2a2b1b1094" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_7591549e-bc86-471a-8c23-9d175fa72471" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiability_0daf3c89-5399-4214-a243-bc440b4d37e6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseLiability"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_f665376e-a02f-4b4f-b8dd-8c2a2b1b1094" xlink:to="loc_us-gaap_OperatingLeaseLiability_0daf3c89-5399-4214-a243-bc440b4d37e6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiability_008b5273-2d53-455e-b2d3-2a237870e24e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseLiability"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityCurrent_9fefa30f-494f-4727-850c-699073794466" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseLiabilityCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeaseLiability_008b5273-2d53-455e-b2d3-2a237870e24e" xlink:to="loc_us-gaap_OperatingLeaseLiabilityCurrent_9fefa30f-494f-4727-850c-699073794466" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_0913001c-a7c2-438b-80c1-8aee8f9641e8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLeaseLiabilityNoncurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingLeaseLiability_008b5273-2d53-455e-b2d3-2a237870e24e" xlink:to="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_0913001c-a7c2-438b-80c1-8aee8f9641e8" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/LeasesFutureMinimumLeasePaymentsDetails_1" xlink:type="simple" xlink:href="ncno-20241031.xsd#LeasesFutureMinimumLeasePaymentsDetails_1"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/LeasesFutureMinimumLeasePaymentsDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_663bd463-d137-48bf-aced-5e9966ddb0db" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear_3ed53383-83d1-4f51-8ba8-5467d6d77f17" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_663bd463-d137-48bf-aced-5e9966ddb0db" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear_3ed53383-83d1-4f51-8ba8-5467d6d77f17" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_c0977956-8806-4381-bce4-644f94cd282e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_663bd463-d137-48bf-aced-5e9966ddb0db" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_c0977956-8806-4381-bce4-644f94cd282e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_4fb94d02-da36-46e7-af85-6d7dc6a5b1f4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_663bd463-d137-48bf-aced-5e9966ddb0db" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_4fb94d02-da36-46e7-af85-6d7dc6a5b1f4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_f018daae-c251-42ee-8658-4e9e8352f04f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_663bd463-d137-48bf-aced-5e9966ddb0db" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_f018daae-c251-42ee-8658-4e9e8352f04f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_780e4ba9-0b5e-4be9-b9dd-7502b3619a47" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_663bd463-d137-48bf-aced-5e9966ddb0db" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_780e4ba9-0b5e-4be9-b9dd-7502b3619a47" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour_5e758af2-2b7b-4d8f-9557-528330d48f85" xlink:href="ncno-20241031.xsd#ncno_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_663bd463-d137-48bf-aced-5e9966ddb0db" xlink:to="loc_ncno_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour_5e758af2-2b7b-4d8f-9557-528330d48f85" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/CommitmentsandContingenciesPurchaseCommitmentsandFutureMinimumLeasePaymentsDetails" xlink:type="simple" xlink:href="ncno-20241031.xsd#CommitmentsandContingenciesPurchaseCommitmentsandFutureMinimumLeasePaymentsDetails"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/CommitmentsandContingenciesPurchaseCommitmentsandFutureMinimumLeasePaymentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PurchaseObligation_8078c5ce-678e-4541-aea7-91de3572094a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PurchaseObligation"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PurchaseObligationFutureMinimumPaymentsRemainderOfFiscalYear_580909e1-6541-4aba-8b03-ee9399b12a36" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PurchaseObligationFutureMinimumPaymentsRemainderOfFiscalYear"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PurchaseObligation_8078c5ce-678e-4541-aea7-91de3572094a" xlink:to="loc_us-gaap_PurchaseObligationFutureMinimumPaymentsRemainderOfFiscalYear_580909e1-6541-4aba-8b03-ee9399b12a36" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PurchaseObligationDueInNextTwelveMonths_ba19bc1b-4486-4fdb-bb25-8b0faeea9bd9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PurchaseObligationDueInNextTwelveMonths"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PurchaseObligation_8078c5ce-678e-4541-aea7-91de3572094a" xlink:to="loc_us-gaap_PurchaseObligationDueInNextTwelveMonths_ba19bc1b-4486-4fdb-bb25-8b0faeea9bd9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PurchaseObligationDueInSecondYear_1e28e072-b2fb-4ce9-955b-c85140bfec63" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PurchaseObligationDueInSecondYear"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PurchaseObligation_8078c5ce-678e-4541-aea7-91de3572094a" xlink:to="loc_us-gaap_PurchaseObligationDueInSecondYear_1e28e072-b2fb-4ce9-955b-c85140bfec63" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PurchaseObligationDueInThirdYear_3f1c1e2f-1cc3-4cb1-a623-6c83305c7655" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PurchaseObligationDueInThirdYear"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PurchaseObligation_8078c5ce-678e-4541-aea7-91de3572094a" xlink:to="loc_us-gaap_PurchaseObligationDueInThirdYear_3f1c1e2f-1cc3-4cb1-a623-6c83305c7655" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PurchaseObligationDueInFourthYear_159c93db-f089-4ace-a665-1e9753f477ad" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PurchaseObligationDueInFourthYear"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PurchaseObligation_8078c5ce-678e-4541-aea7-91de3572094a" xlink:to="loc_us-gaap_PurchaseObligationDueInFourthYear_159c93db-f089-4ace-a665-1e9753f477ad" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_PurchaseObligationToBePaidAfterYearFour_a38cd6f5-6750-41b1-817c-4b243ff933b0" xlink:href="ncno-20241031.xsd#ncno_PurchaseObligationToBePaidAfterYearFour"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PurchaseObligation_8078c5ce-678e-4541-aea7-91de3572094a" xlink:to="loc_ncno_PurchaseObligationToBePaidAfterYearFour_a38cd6f5-6750-41b1-817c-4b243ff933b0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_b04285ea-c784-409e-a18c-86604fffc6df" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_FinanceLeaseLiabilityResidualFinancingObligationsAndAssets_476d36cd-c642-4ed1-b56b-4e18e663cdb6" xlink:href="ncno-20241031.xsd#ncno_FinanceLeaseLiabilityResidualFinancingObligationsAndAssets"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_b04285ea-c784-409e-a18c-86604fffc6df" xlink:to="loc_ncno_FinanceLeaseLiabilityResidualFinancingObligationsAndAssets_476d36cd-c642-4ed1-b56b-4e18e663cdb6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityUndiscountedExcessAmount_4eebbecf-dc91-49f0-99eb-1a0cbbe9b857" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLeaseLiabilityUndiscountedExcessAmount"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_b04285ea-c784-409e-a18c-86604fffc6df" xlink:to="loc_us-gaap_FinanceLeaseLiabilityUndiscountedExcessAmount_4eebbecf-dc91-49f0-99eb-1a0cbbe9b857" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiability_facdda97-2a85-4a1d-937f-9d0e3038c1d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLeaseLiability"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_b04285ea-c784-409e-a18c-86604fffc6df" xlink:to="loc_us-gaap_FinanceLeaseLiability_facdda97-2a85-4a1d-937f-9d0e3038c1d5" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.ncino.com/role/CommitmentsandContingenciesPurchaseCommitmentsandFutureMinimumLeasePaymentsDetails_1" xlink:type="simple" xlink:href="ncno-20241031.xsd#CommitmentsandContingenciesPurchaseCommitmentsandFutureMinimumLeasePaymentsDetails_1"/>
  <link:calculationLink xlink:role="http://www.ncino.com/role/CommitmentsandContingenciesPurchaseCommitmentsandFutureMinimumLeasePaymentsDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_b23fee75-4833-4513-9508-e54c4ebb6128" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsRemainderOfFiscalYear_cd15e6c0-320e-4dfc-8b28-f823e8d3182e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLeaseLiabilityPaymentsRemainderOfFiscalYear"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_b23fee75-4833-4513-9508-e54c4ebb6128" xlink:to="loc_us-gaap_FinanceLeaseLiabilityPaymentsRemainderOfFiscalYear_cd15e6c0-320e-4dfc-8b28-f823e8d3182e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueNextTwelveMonths_61cb3237-a3cd-44a6-8a65-62b901b8622e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDueNextTwelveMonths"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_b23fee75-4833-4513-9508-e54c4ebb6128" xlink:to="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueNextTwelveMonths_61cb3237-a3cd-44a6-8a65-62b901b8622e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueYearTwo_0d2372d3-bef0-4ba4-8714-8957a5141958" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDueYearTwo"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_b23fee75-4833-4513-9508-e54c4ebb6128" xlink:to="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueYearTwo_0d2372d3-bef0-4ba4-8714-8957a5141958" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueYearThree_e2a1e692-60a5-4a4b-82a2-49adbe631fba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDueYearThree"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_b23fee75-4833-4513-9508-e54c4ebb6128" xlink:to="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueYearThree_e2a1e692-60a5-4a4b-82a2-49adbe631fba" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueYearFour_85865b6f-0caf-4cdc-aa30-98279c023f12" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDueYearFour"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_b23fee75-4833-4513-9508-e54c4ebb6128" xlink:to="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueYearFour_85865b6f-0caf-4cdc-aa30-98279c023f12" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ncno_FinanceLeaseLiabilityToBePaidAfterYearFour_9ddda239-21ca-4fa3-86df-b573e5b1ba3d" xlink:href="ncno-20241031.xsd#ncno_FinanceLeaseLiabilityToBePaidAfterYearFour"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_b23fee75-4833-4513-9508-e54c4ebb6128" xlink:to="loc_ncno_FinanceLeaseLiabilityToBePaidAfterYearFour_9ddda239-21ca-4fa3-86df-b573e5b1ba3d" xlink:type="arc"/>
  </link:calculationLink>
</link:linkbase>
